Help! Insurance vs Investment for Kids

Hi everyone, I’m a parent looking for advice. I want to secure something financially for my kids, but I’m torn between two options:

• Sun Life Secure Income – seems like a safe insurance plan, but I’m not sure if it’s the best value long-term.

• Pag-IBIG MP2 – more of an investment/savings program, with higher potential returns but less of the “insurance” aspect.

Has anyone here tried either? Is Sun Life Secure Income worth it, or would it be smarter to put my money into Pag-IBIG MP2 instead? I’d love to hear your experiences and recommendations.

Thanks in advance!