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Daily FI discussion thread – Tuesday, April 21, 2026
byu/AutoModerator infinancialindependence
Posted by AutoModerator
1 Comment
My original FIRE target was $3.5M with a family in a HCOL area at a 3.5% withdraw rate. I adjusted it to $4.6M a year ago after realizing inflation was hitting harder than I realized and uncertainty about relying on ACA subsidies given long term medical issues.
I was laid off for the second time in a year recently just as the market rally pushed us to $3.6M.
I’m now in the middle of two intense interview loops. One has a total of 9 rounds and multiple tests while the other will likely be only 4 or 5 rounds. I’m dreading the next few weeks.
I know our financial decision making is conservative – likely excessively so. I never considered how much being FI would reduce my tolerance for interviewing. I could coast but I’d rather spend a few more focused years getting all the way over the finish line. I failed to consider how little patience I’d have for the interview process though once this close.