I'm looking for parents health insurance floater plan 53 age father and 47 age mother.
I came across deductable amount feature if I choose to pay 1lakh as deductable amount there then 50% off on premium.
Can anyone please tell me any cons or hidden condition charges here for this feature.

Copay was in % of overall expense so not going for it. Deductable looka better as only fixed amount cac do FD or on savings always.
Please guide me

healthinsurance

elderparents

irdai