A buddy asked me about getting a highly functional secure credit card to help rebuild. I suggested US Bank, their Cash+ and Altitude Go, were some of the best secure cards. I believe BofA, Discover and Navy Federal have great cards also. What do you think? I can’t think of one better than the US Bank Secured Altitude Go, with 4x on dining and 2x on gas/groceries and streaming. That is actually better than some of the mainstream cards that are unsecured.
What is the best secure credit card?
byu/ThinkingFully inCreditCards
Posted by ThinkingFully
3 Comments
I think the US Bank options are some of, if not _the_, best in terms of rewards BUT their flaw is that they tend not to graduate as quickly as something like Discover.
Navy Federal n-secured rewards, it gives you 1x points on everything and then they upgrade you after 6 months of good payment history to a 2x back on everything card.
“Secured” is the word you want. Secure is a different concept.