I'm hoping to add a card that optimizes Travel to our mix. We're a family of 3 and take an annual summer trip on Alaska Airlines (SAN to PDX), which involves flights and rental car.

    This year we'll also be taking a holiday season trip to see extended family in Peru, which will involve flights (most likely Delta/LATAM) and possibly hotel/AirBnB. We're also planning for a big Euro Trip in 2029. And will probably do another trip to Mexico (fly out of TJ) and/or Peru between now and then.

    We fly 1-2 times a year on average and would love to optimize comfort/perks and minimize out of pocket costs as much as possible. (Isn't that always the goal?)

    *CREDIT PROFILE\*

    Current credit cards you are the primary account holder of:

    • Player 1: Wells Fargo 2% Active Cashback, $13k limit, 12/2025
    • Player 2: Citi Costco, $18k limit, 6/2021

    FICO scores with source:

    • Player 1: Experian 818 (thru WF)
    • Player 2: Equifax 859 (thru Citi)

    Oldest credit card account age: 13 years 11 months

    Cards approved in the past 6 months: 1

    Cards approved in the past 12 months: 0

    Cards approved in the past 24 months: 0

    Annual income $: $160k

    *CATEGORIES\*

    Ok with category-specific cards?: Yes

    Ok with rotating category cards?: No

    Estimate average monthly spend in the categories below.

    • Dining $: 600
    • Groceries $: 400 (Ralph's, Vons, Walmart), 550 (Costco)
    • Gas $: 250 (Costco)
    • Travel $: 600
    • Using abroad?: Possibly. We can use our Citi Costco for no FTF

    Other categories or stores: No

    Other spend: No

    Pay rent by card? No

    *MEMBERSHIPS & SUBSCRIPTIONS\*

    Costco or Sam's Club member: Costco

    Open to business cards: Yes

    *PURPOSE\*

    Purpose of next card: Travel Rewards

    Travel rewards preferences: Unsure, we're not committed to one airline as it's more about the deals and ease of travel that we can get. We fly once annually on Alaska, and we'll likely fly Delta/LATAM at the end of this year.

    Cards being considered: Chase Sapphire Preferred, Atmos Rewards Ascent

    *ADDITIONAL INFO\*

    Whenever possible we elect extra legroom seats, and we're new to navigating flying with a toddler, which currently requires traveling with at least one checked bag.

    Best Travel Card for Infrequent Travel from San Diego (Domestic & Int'l)
    byu/queerfeeling inCreditCards



    Posted by queerfeeling

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