I'm hoping to add a card that optimizes Travel to our mix. We're a family of 3 and take an annual summer trip on Alaska Airlines (SAN to PDX), which involves flights and rental car.
This year we'll also be taking a holiday season trip to see extended family in Peru, which will involve flights (most likely Delta/LATAM) and possibly hotel/AirBnB. We're also planning for a big Euro Trip in 2029. And will probably do another trip to Mexico (fly out of TJ) and/or Peru between now and then.
We fly 1-2 times a year on average and would love to optimize comfort/perks and minimize out of pocket costs as much as possible. (Isn't that always the goal?)
*CREDIT PROFILE\*
Current credit cards you are the primary account holder of:
- Player 1: Wells Fargo 2% Active Cashback, $13k limit, 12/2025
- Player 2: Citi Costco, $18k limit, 6/2021
FICO scores with source:
- Player 1: Experian 818 (thru WF)
- Player 2: Equifax 859 (thru Citi)
Oldest credit card account age: 13 years 11 months
Cards approved in the past 6 months: 1
Cards approved in the past 12 months: 0
Cards approved in the past 24 months: 0
Annual income $: $160k
*CATEGORIES\*
Ok with category-specific cards?: Yes
Ok with rotating category cards?: No
Estimate average monthly spend in the categories below.
- Dining $: 600
- Groceries $: 400 (Ralph's, Vons, Walmart), 550 (Costco)
- Gas $: 250 (Costco)
- Travel $: 600
- Using abroad?: Possibly. We can use our Citi Costco for no FTF
Other categories or stores: No
Other spend: No
Pay rent by card? No
*MEMBERSHIPS & SUBSCRIPTIONS\*
Costco or Sam's Club member: Costco
Open to business cards: Yes
*PURPOSE\*
Purpose of next card: Travel Rewards
Travel rewards preferences: Unsure, we're not committed to one airline as it's more about the deals and ease of travel that we can get. We fly once annually on Alaska, and we'll likely fly Delta/LATAM at the end of this year.
Cards being considered: Chase Sapphire Preferred, Atmos Rewards Ascent
*ADDITIONAL INFO\*
Whenever possible we elect extra legroom seats, and we're new to navigating flying with a toddler, which currently requires traveling with at least one checked bag.
Best Travel Card for Infrequent Travel from San Diego (Domestic & Int'l)
byu/queerfeeling inCreditCards
Posted by queerfeeling