Lost my job – Running retirement exercises for fun

I lost my job as a corporate strategy director 3 weeks ago. This is the type of profession where you work yourself out of a job. I expect to work again, but the market where I live seems pretty dry at the moment so it freaks me out from a retirement perspective (because I'm not contributing).

With all of this additional time, I am running scenarios in my head for fun to see what would happen if I never worked again (besides my wife shooting me).

EDIT: Increased retirement expenses $8k as I left out the property taxes on my US home

Below are my estimates on assumptions, assets, debt, expected expenses, and SS.

1. Can you give me a view on my financial health when I retire?
2. Does my retirement math work? What am I missing?
3. Does anyone need a corporate strategy director? 😀

Assumptions

• My wife and I are 45. We want to retire in 15 years (~2041) in this scenario
• We live in the USA, but intend to retire to São Paulo, Brazil (We have assets there and my wife is Brazilian so citizenship is not an issue)
• My wife grosses ~$125k per year
• Assume I make no more money until I retire
• Assume my wife continue to grow salary at 3% and contributes maximum to 401k
• Assume market growth at 5%
• My rental property nets $500/month after taxes and HOA fees
• Assume I retain all properties but can sell my US property if I really need to
• I have not taken social security into consideration because I'm not sure what our benefit would be
• I am not sure what my effective tax rate should be at retirement – copilot tells me 15%?

Assets – Today

• My 401k – $700k
• My wife's 401k – $230k
• 529 for my 8 year old daughter (not to be used for retirement) – $78k
• HYSA – $93k
• Primary home (USA) – Worth $500k / mortgaged
• Secondary home (Brazil) – Worth $180k / owned
• Rental property (Brazil) – Worth $120k / owned

Debt obligations – Today

• 26 years left on primary home – $321k @ 3.6% ($1590/mo)
• Property tax – $8,000/year
• No other debt

Annual retirement expenses for 2 people (in Brazil ca 2041)

• Healthcare – $12,000
• Mortgage (until 2052) – $19,080
• Property Tax (US Home) – $8,000
• Food – $6,600
• Transportation – $4,200
• Property tax/ HOA – $4,800
• Home Maintenance – $1,800
• Utilities -$3,060
• Dining Out – $5,400
• Travel – $12,000
• Entertainment – $5,000
• Misc – $5,000
• Total – $86,940

Future Value of Retirement Accounts (used copilot to quickly calculate this so could be wrong)

• $700k @ 5% over 15 years = $1.46M
• $230k @ 5% + future contribution @ 5% over 15 years = $1.1M

SS (copilot estimated based on our incomes)

Claim at 62 / ~$55k/year (both)

Annual Retirement Income

4% on retirement accounts = $105k

SS = $55k

Rent = $8,700

Retirement Math

Total Pretax Income = $168,700

Tax obligation @ 15% = $25,305

After Tax Income = $143,395

Annual Expenses = $86,940

Net Income = $56,455