So based on the title, I want to apply for the Chase Freedom Unlimited.
I have 4 months of credit history, with my first card being Capital One Quicksilver, if I apply do you think I would get denied or accepted? I don't want to waste a Hard Inquiry and I don't see any offers on pre approval.
Advice about Chase Freedom Unlimited application
byu/Intelligent_Witness2 inCreditCards
Posted by Intelligent_Witness2
3 Comments
Do you have a Chase checking account or other banking products? If so, how much money do you have with them and how long have you had these accounts?
Chase might approve you for a CFU if you have an existing banking relationship, but otherwise they want at least a year of credit history
Likely denied without banking relationship.
Likely approved for Freedom Rise, however.
Chase likes to see at least one year of credit history before they’re willing to offer any of their cards besides the Rise. Just chill with the Quicksilver. Besides, why bother with the CFU at all when the Quicksilver does the same thing but better? It already does unlimited 1.5% cash back on all purchases but is soon getting buffed with 3% groceries and gas categories, which is a much better set for most than 3% dining and drugstores.