Would a student loan be worth it?

Sorry in advance if this is long winded.

This may be a dumb question but I’m trying to weight my options and no one in my family has gone to college so I can’t ask them. I’m 24 and me and my partner are both in school at a community college and both work but I make a little more (about 24k for me and 14k for him)

I have a year and a half left and once my fall classes start this year the only schedule for my classes is making it basically impossible to find a job (current job won’t work around my schedule either so I’m out of luck there).

I wanted to take out a student loan to make up for the lack of job while I finish up. Being an independent student and wanting to avoid private loans how likely is this something that can be achieved?

Is taking out the max amount (I think it’s about 10k per academic year) enough with fafsa refunds to get by on until I graduate, I already checked that it would fall right under my cost of attendance limit?

We are already tight on bills as it is but there is a lot of potential for better paying jobs for me right after graduating.