Hey everyone, looking for some advice on how to handle an accident that happened yesterday (April 22). This is my first time filing a claim and any input is appreciated.
I was rear-ended while turning into a parking garage (AZ). There’s visible damage, dents, scratches, and some parts of the rear bumper are dislocated.
Here is where I'm at:
I already filed a "notice only" claim with my own insurance. I told them I don’t want to use my collision coverage yet (to avoid the deductible), but I filed a claim with the hope that they would contact the other party’s insurance for me.
My questions:
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Should I wait for my insurance company to make the first move, or should I just call the other guy’s insurance myself and start a claim with them?
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Is it faster to go through the other party's insurance directly, or does that make things more complicated?
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Since it was a clear-cut rear-end accident and the other guy was admitted he was in a rush, is there any downside to me reaching out to his provider today?
Should I wait for my insurance to contact the other party or just file a claim with theirs directly?
byu/easghari inInsurance
Posted by easghari