I'm a school teacher who had ~$4,000 in a HRA with a former employer – I stopped working there 12 years ago and I used to get paper statements in the mail occasionally showing an account balance but I never drew from the account. I haven't received any statements in a few years. I logged into the account recently and I see a zero dollar balance. I can see transactions showing my funds were sold early 2022. I am still a teacher but have been in a different district the past 12 years. Did I likely lose the money because I didn't use it quickly enough after leaving that job (and that district)? Do I have any recourse? The portal describes it as a "Contract Tied Retiree HRA" …. I'm in my mid-40s and not retired but I have not worked with that employer for about 12 years.
Did I lose my Retiree HRA funds from my former employer?
byu/goeg4343 inpersonalfinance
Posted by goeg4343
2 Comments
Google unclaimed property “state” for whatever state that was in. You can search for money from closed accounts and refunds from many things like utilities, cable/internet, phones, insurance, etc. Because there was no activity they may have closed it and it may have moved to the unclaimed property “department” for the state.
Is it an HRA or an HSA? HRA would make sense you have no funds as they are employer funded and usually tied to a plan year.