Longtime lurker of this sub. Today I’m a frugal millionaire!!

A severance payout from a job I was let go from hit my account today and it has officially made me a frugal millionaire!

In 2017 I was completely broke and on food stamps. I landed my first job out of school at $35/hour and saved every penny I owned, I brought food to work, made meals from dollar tree ingredients, etc. I always raided work parties and took leftovers home, thrifted my clothes or wore hand me downs from friends.

By 2019 I had 40k saved and I bought a house with 2% down at 2.75% interest rate (no, I don’t know why they accepted my offer haha). I work gig jobs that can vary wildly in pay but have only had about a full year total without work. I’m lucky most of my jobs have been over six figures and I always try to take on freelance work at the same time. A majority of my net worth is from that house that’s skyrocketed over 300k in value.

I’m CONSTANTLY teased by my friends about my habits, and I don’t mind, I still wear so many hand me downs or only thrifted clothes. I haggle, I research things for weeks or months before buying them(and do lots of research on the buy it for life Reddit). I drove a 2008 car with an absurd amount of miles, without AC or a backup camera, up until last year when my sister turned 16 and I gave her my old car and finally treated myself to a (used) 2024.

All that is to say, keep being frugal and don’t let life creep fool you!! Little treats and $10 coffees feel good in the moment (and I do succumb every once in a while, especially socially) but I stay steadfast in my habits and I’m super proud of where they’ve gotten me!!

And you bet your ass I’ll still be visiting this sub every single day. 🙂‍↕️