Direct Plus Loan HELP!!

Direct Plus Loan HELP!!

Hi everyone- asking for any tips/advice/guidance in navigating a denial due to adverse credit for a Direct Plus Loan: \*\*Background: I’ve decided to enroll for 3 classes this summer and fall term of 2026, I’m currently enrolled in a Masters Program and in signing up for 24 credits, setting the goal of finishing by the end of the year. \*\*I’m about $5,000 short for both terms and have decided to appeal. My credit is 604, and the 2 outstanding debts I have total $1900. \*\*Tuition is due on 4/28. I am applying for two school funded scholarships however don’t want to completely rely on those. \*\*Has anyone appealed, gotten approved or denied. If so I’d greatly appreciate any assistance toward being approved. Thank you!!