Hello,
I currently make 120k a year with no loans and my spouse makes around 55k a year with 140k loans. I am struggling on what plan we should be on, and am leaning towards RAP and MFS… there is a chance she would take some time off work once we had kids and the interest subsidy would help.
Her standard plan would be $1600 a month, which is unaffordable.
Thanks
RAP for spouse with lower income
byu/roastedjays inStudentLoans
Posted by roastedjays
1 Comment
It sounds like there’s some things up in the air. What is the likelihood of her taking time off and if she doesn’t, what kind of pay increases could she expect over the next few years?
Have you decided on a plan between aggressive payoff or forgiveness?