Setup for P1 and P2.. questions?

Current setup and strategy for my wife and I. Cashback is saved up and stored in a Chime savings at 3.75 APY – I also take $250 bi-weekly off my checks and put it into the savings account for more travel money and to cover taxes for the checking and savings account churning I do.

Venture X ($395 AF, $300 travel credit, 10k miles) – 2x miles catch-all plus Costco, Target, Wal-Mart, Amazon, etc.

Costco – Gas 4%-5%,

BCP ($95 AF, $120 Disney credit) – Groceries 6% ($6k cap), Streaming 6%, Transit 3%

US Bank Cash+ – Utilities 5%, Gym 5%

Chime Card – Dining 5%

Bonvoy Boundless ($95 AF, 35k free night)

Custom Cash – Home Improvement 5%

Freedom Flex – Rotating Category 5%

Typically credit card churning cycle ever 24-48 months:

P1 – Citi Strata Premier / P2 – United Explorer — downgrade to CC and Gateway or cancel

P2 – Sapphire Preferred / P1 – AAdvantage — downgrade to Freedom Flex and MilesUp or cancel

We would then swap and repeat.. possibly throwing in Atmos, Southwest, or whoever else seems to work for us..

Checking and savings account churning nets anywhere from $1600 to $6,000 depending on the time I want to put in..