Never thought I’d be considering dropping my VX but I’m just not sure what value it offers any more. Yes I can easily offset the AF but I’ve literally been holding it for one reason and one reason alone, I’m not sure if I’ll be able to get it again if I downgrade and try to upgrade again down the road. The palladium has become my catchall, and since the lounge nerf, the VX lost the only value it offered me. I also have CSR and Platinum so I have all the travel perks, lounge access and insurances covered. My only apprehension is whether I can potentially upgrade to it again in the future if the value changes for my situation. If I was confident with that, the answer would be clear. Anyone else considering their move?
To keep or not keep the VX moving forward
byu/GeauxTigerz33 inCreditCards
Posted by GeauxTigerz33
1 Comment
I’m a big VX fan and even I’d say you’re in a tough spot with this card. My main argument for keeping it might be if you use the portal at all naturally. Both for the $300 annual credit and the 10x perk on hotels/cars not many others have.
Also, idk what your Palladium situation is. Do you have access to the points boost there easily? Are you spending 75% of your rent on everyday spend?
I would say if you have continuous access to 3x+ on Palladium and you are forcing or not using the portal credit, it might be time to downgrade. If you can use the portal credit easily its ok to keep it