9 Comments

    1. Realshotgg on

      Maybe if they waived the AF year 1. Most of the coupon book is worthless to me.

    2. outoftheshowerahri on

      I just finished the 75k csp sub and I would use Apple music, wouldn’t mind trying whoop, I eat so I would use the credits $300 open table credits, I’m sure I could find a show to use the $300 stub hub credits.

      I would get it if I weren’t well over 5/24

    3. Crazy-War9823 on

      I’m thinking about it for my P2. I can send him a referral for that bonus as well. 

      I have mine until December, when I will downgrade. Frankly, I don’t know that I want to deal with offsetting the cost of both cards at the same time. There’s no Edit hotels near me to take easy advantage of, for example. Plus, I’d prefer to regain Sapphire Lounge access by getting him one when I downtime. We don’t both need that, as we travel together. 

    4. MR_worldwide_24 on

      Not really I typically transfer my chase points to UA and UA business card is offering 110k miles for a 150 annual fee.

    5. Its made me bat an eye at it, but realistically the citi strata elite sub is better for me even with just a flat 1cpp cashback perspective. Thats because I can easily triple dip the splurge credit and effectively cover the annual fee, where I dint have any credits i would organically use with the reserve.

      I feel like the extra points only sweetens the deal if the reserve is already a decent card for you, if you value sapphire lounges and credits regardless then the card can be worth it. But the fee is just too high to justify the sub vs the csp

    6. It did for me. A 165k SUB (incl p2 referral) is nice, and I could realistically get about $1100 worth of credits out of it excluding the edit In year 1.

      If they extend the $250 hotel credits every year (IHG/others) then it becomes a borderline keeper card for me.

      The frugal side of me balks at the Annual fee but at least it came at a time where I’m already planning on buying some plane and concert tickets. Taking out the wife for a couple of free fancy dinners is the icing on the cake, not to mention the airport lounges.

    7. NorthvilleGolf on

      No point offer would entice me to open up this dumpster fire of a refresh.

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