I'll have ~$10-$12K of purchases to make in the next few months and would like to open a new card to capture a good SUB.

    Details below:

    • Current cards: (list cards, limits, opening date)
      • Chase Freedom ($32K, PC 6/24 from original CSR which was opened 2018)
      • Chase INK Preferred ($6K, 2023)
      • Chase Marriott Boundless ($20K, 2/24)
      • Chase Sapphire Reserve ($30K, 6/24)
      • Chase British Airways ($15K, 9/24)
    • FICO Score: 800
    • Oldest account age: 2018 for Chase; longer for BofA but I don't use that card
    • Chase 5/24 status: 2/24
    • Income: $200K
    • Average monthly spend and categories:
      • dining $300
      • groceries: $600
      • travel: $500-$1000
      • gas: $0
      • I don't think I have any crazy spending categories — groceries are probably the highest aside from random shopping and travel when I have the occasional trips
    • Open to Business Cards: yes
    • What's the purpose of your next card? 
      • Just moved, about to have some big ticket purchases and would like to put it on a new card with a worthy SUB
    • Do you have any cards you've been looking at? 
      • I was originally eyeing the Amex Gold and/or Platinum based on prior feedback from this subreddit, but haven't been able to get the max SUB offers even with personal referrals + using incognito windows 🙁 I'm unwilling to use my lifetime bonuses on a paltry 60K offers (I don't remember what the plat offer was, but it was bad too).
      • Considering the Venture X but was thinking it might have too much overlap to the CSR.
    • Are you OK with category spending or do you want a general spending card? fine with either; right now the CSR is my default card

    TIA for any ideas/recs!

    Recommend me my next [non-Amex] card!
    byu/beepbeats inCreditCards



    Posted by beepbeats

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