I don't commute. I work from home and maybe drive 400 miles a month total. State Farm didn't care, same flat rate as everyone else. Someone on here mentioned Lemonade uses mileage and your driving habits to set your rate. Got a quote, came out way lower. They use your phone to track how you drive and adjust from there. Makes so much more sense for people who barely use their car. If you're in Texas, Ohio, Illinois, Colorado, or a few other states it's worth checking.
State Farm wanted $180/mo for my car. Found something way cheaper that fits how I drive
byu/BELLVH3ART inInsurance
Posted by BELLVH3ART
4 Comments
Consumer shops around. News at 11.
Lemonade is the cut-rate insurance that Mr mayhem in the Allstate commercials is warning you about…
I’m sure they’re fine until you actually have a claim. Search some of the threads on here about Lemonade after people had an accident some time.
Woof, please do not comment when you try to make a claim.