Hey everyone, fairly new to credit cards so I’m looking for some advice on a two card solution for the majority of my spending. I will be finishing my undergrad and joining the workforce so I want to get something with decent benefits while staying simple. Here’s my layout, let me know what you think:

    Current cards: Discover Chrome for Students (only has a $1500 limit, will be phasing this one out)
    FICO Score: 793
    Oldest account age: 3 years, 9 months
    Chase 5/24: 0/24
    Income: $90,000 usd
    Average monthly spending (guessing here since I’ll be moving to a new area):
    – dining: 300
    – groceries: 500
    – gas: 300
    – travel: 100
    Open to business cards: no
    Purpose of cards: one for cash back on high use categories (groceries, gas, etc.), one for travel points on all purchases
    Cards I’ve looked at: Amex blue cash preferred, chase sapphire preferred
    Okay with category spending: yes, but would prefer not rotating

    Two card solution for <$100 USD AF?
    byu/LightlySaltedVagina inCreditCards



    Posted by LightlySaltedVagina

    1 Comment

    1. annie_leonhartt on

      just get the grocery one and the flat-rate travel card. literally the easiest combo and you get all the points

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