Relevant Info

• I had credit history in Canada but moved to the USA in 2022 and started from scratch.
• I don't have a car
• Living in HCOL area paying $2k per month rent
• I pay full statement every month

Template Info

• Current cards:
  • BECU Cash Back, $40k limit, opened May 2022
  • Fidelity Rewards, $33k limit, opened April 2026
• FICO Score: 785
• Oldest account age: 4 years
• Chase 5/24 status:
• Income: Software engineer OTE $220k
• Average monthly spend and categories:
  • dining $250
  • groceries: $350
  • gas: $0
  • travel: $100 on average
  • other: $$$ (orthodontics, health-related stuff)
• Open to Business Cards: Yes?
• What's the purpose of your next card? Travel
• Do you have any cards you've been looking at? No
• Are you OK with category spending or do you want a general spending card? OK with category spending

What I'm Looking For

A card to help reduce the amount I pay for travel. Usually, I fly to Canada twice a year to see family and/or friends. I'm looking for a card to help with that in and of itself, but also, this year I expect to be flying more than usual (at least 3 or 4 more flights than usual), so I want to get a card optimized for flights very soon.

I'm new to rewards credit cards outside of cash back. I'm beginning to sift through subreddit recommended resources and making this post as well in case anyone has insight or recommendations to share.