Hello! I am starting community college in a few months, and while the tuition won't be bad at all ($14,500 total approximately), I can't afford it, and can't do fafsa because my dumbass never filed my taxes (ever)… at age 22… (I don't owe as I've only ever had income from jobs where its reported, and if I did I would have received multiple letters by this point… so I'm just missing out on my return money) and my credit is absolutely shot from losing my job when I was 19 and defaulting on a $1200 loan, and again losing my job and defaulting on another loan at age 21. I am going to college to get a stable career with higher income that will enable me to live frugally and support my aspirations and goals.
I'm confident I can pay the loans back at this price and with the field I will be going in to (radiology, typical starting pay where I live is approximately $55-65k a year, and this job has been in high demand for years, and there has been less than 10 people in the last year enrolled in the program in my city). I don't have rent and won't have it for the foreseeable future, and my bills are extremely low due to realizing I can live with far less than I thought a few years ago (<$600 monthly for all expenses).
What loan provider would you recommend? I know the shit credit is a huge deal and the fact that I was a moron earlier in my life screwed me for many scholarships, but I really want to turn my life around and figure out how to pay for this in a way that won't absolutely destroy me financially come time to pay for it.
What is the best Private Student Loan provider for bad credit?
byu/Global_Butterfly_147 inStudentLoans
Posted by Global_Butterfly_147
1 Comment
I’m sorry to say this but I highly doubt any lender would lend you funds given the information you’ve provided here. Your best bet is to just sort shit out with the IRS and take the free money through FAFSA the government wants to throw at you. You can try applying for some but I would not get your hopes up.