Current cards: (list cards, limits, opening date)

    None. A fifth-third debit card.

    FICO Score: I used that government website and apparently I have no credit history. I've never had a credit card.
    Oldest account age: n/a
    Chase 5/24 status: n/a?
    Income: 25k. But I make about 40k per year from a longtime mutual fund.
    Average monthly spend and categories: 1.5k

    Open to Business Cards: No idea, sure.

    What's the purpose of your next card? I guess to build credit. This all started on an Allegiant flight I was on, and some attendant said "open a card and spend 2k on it to make $400 for free!" or some nonsense… but it got me thinking, "hey, I'd take $400 for free." You know? But I understand "building credit" is useful, no? If I could get a decent perk and build credit, that'd be great.

    Do you have any cards you've been looking at? I know quite literally nothing about credit cards.
    Are you OK with category spending or do you want a general spending card? No idea.

    New to credit cards. Have no credit history.
    byu/Longueurs inCreditCards



    Posted by Longueurs

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