Nice 200 bonus after spending 2000 This is one of the craziest credit card because they only updated the credit bureau January and June… Rakuten American Express Card byu/creditgods inCreditCards Posted by creditgods
Sudden-Heat-8543 on May 4, 2026 12:38 pm Wait they only report twice a year? That’s actually wild for utilization management if you time it right Might be decent for churning but missing out on building credit history more regularly seems like a weird trade-off
EmbarrassedReach3001 on May 4, 2026 1:10 pm > January and June… The card hasn’t yet seen a June yet given it was release in July last year. Have they specifically said this?
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Wait they only report twice a year? That’s actually wild for utilization management if you time it right
Might be decent for churning but missing out on building credit history more regularly seems like a weird trade-off
> January and June…
The card hasn’t yet seen a June yet given it was release in July last year. Have they specifically said this?