I have two CCRs.
One is a product upgrade from the secure Mastercard (oldest account, 6+ years, do not intend to close), the other was from an alumni offer (2+ years).
I'm a Platinum Honors client so the max. cashback is 5.25% for both. Should I keep them both (use a different category for each), or do a product swap to another BoA card, or just close the newer one?
I also have the Venture X, Savor, and Delta SkyMiles Gold.
What should I do with my second BoA CCR?
byu/magical-cactus-33 inCreditCards
Posted by magical-cactus-33
3 Comments
CCR is one of the cards it makes sense to hold multiples of. One will definitely be online shopping because it’s so broad and unique. Other is really up to you, probably gas to avoid overlap
Many have multiple CCRs set to online shopping because it’s such a useful category.
You can close your oldest account if you wish. And no, there will be no impact to score- this [comment](https://www.reddit.com/r/CreditCards/s/A17H1aCKEJ) will explain more + [DP](https://www.reddit.com/r/CRedit/s/jIDopgw5sv).