Facing two separate identity thefts – is LifeLock realistic in their claims – or is a different credit / identity insurance better?

I had three home improvement loans opened in my name and my son had a brokerage account (I know weird) – these two events are totally unrelated, other then they may be a result of the same data breach – we get notified of like 2-3 a year these days.

So we have gone through every credit agency, frozen and placed fraud alerts on everything. I am working with the bank on these loans, police reports, etc.

But my wife is really pushing to get LifeLock – which always seemed a little scammy – like extended car warranty type feeling.

So what does the reddit-hive-mind think on this ?

Are there any other legit protection/insurance companies?