I’m a novice looking at buying a primary residence in a city with high taxes. I’m wondering if there are strategies with financing that might limit future property tax increases?

    Is it reasonable to ask about paying agent fees separately so they do not increase the cost of the house, and subsequently contribute to higher property taxes?

    What if we agreed on a price for the house, then say decided to pay $50k for a painting (say, from IKEA) to be included in the deal so the total was the same?

    Obviously not looking to run afoul of the law, but also I don’t want to overpay.

    Reducing Property Taxes?
    byu/UniqueSteve inRealEstate



    Posted by UniqueSteve

    8 Comments

    1. Bucephalus970 on

      What you pay for the house and what the tax assessment is are two different things.

    2. kloakndaggers on

      yeah just pay your taxes…. sometime taxes are over assessed and sometimes they are wrong but it’s not that often. take a look at similar houses that have sold and what the taxes are. if they are within reason, just pay the taxes.

    3. Oodles_of_noodles_ on

      Personal item purchases are not included in a sale as they can’t be considered for financing. That’s a separate transaction.

      What the county and city says the property is worth and what the actual worth is are two different animals, that’s why when you hear “I know what my house is worth because it’s on the tax records” is bologna because we fight every year to bring that down.

    4. Taxable value is determined by a state formula. Find out how that state does it. Also learn whether there’s a discounted rate for owner occupied property.

    5. BeginnersDuck777 on

      But your house with 100% pure gold, you own the property outright under Sovereign Citizen Law. Best of luck!

    6. Man, you’re really willing to consider tax fraud and money laundering in ways that have no actual effect on property valuation/property taxes…

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