I’m in ICR with a 296 payment count (based solely on the backdoor payment counter) and I have to recertify this month. Should I just stay in ICR or should I change to IBR?

    I’m so confused as to whether it’s worth changing and whether it will perhaps make it easier bureaucratically to get forgiveness on IBR vs ICR when I hit 300 in a few months

    Thanks in advance

    ICR to IBR? Advice badly needed
    byu/normanviano inStudentLoans



    Posted by normanviano

    1 Comment

    1. Emotional-Parfait-77 on

      Unless something’s changed since I’ve gotten out of the student loan industry. The payments should still count. But I would contact your loan servicer to be 100%

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