I’m in ICR with a 296 payment count (based solely on the backdoor payment counter) and I have to recertify this month. Should I just stay in ICR or should I change to IBR?
I’m so confused as to whether it’s worth changing and whether it will perhaps make it easier bureaucratically to get forgiveness on IBR vs ICR when I hit 300 in a few months
Thanks in advance
ICR to IBR? Advice badly needed
byu/normanviano inStudentLoans
Posted by normanviano
1 Comment
Unless something’s changed since I’ve gotten out of the student loan industry. The payments should still count. But I would contact your loan servicer to be 100%