I have only 1 other credit card with a $2,000 limit and generally, not a lot of credit history. My job doesn’t pay too crazy either, but somehow I got instantly approved for 20k with the .99% intro to apr!
Just got approved for a $20,000 credit card！
byu/zaboooooop inCreditCards
Posted by zaboooooop
19 Comments
WHAT CARD?
The 0.99% intro rate is pretty niche…assuming this is a credit union? Navy Federal?
Congratulations! 🤗🥳🎉🎈 That is so amazing! Which cards do you have?
Please tell us more?
Now don’t use more than you can actually afford.
That doesn’t mean you should spend $20,000. But why am I saying anything. You are a responsible adult. Sorry to bother you.
0.99 is not a regular cc, sounds like a credit union
They just want to get you in debt with them.
I got approved for a card with a $25,000 limit. I did use it as a down payment for a car because it had 0% for 15 months and great rewards.
But I paid it off right at the 14th month mark
Why are you bragging about a 20k limit? Nothing to brag about, should always try to aim to not have a balance as much as possible.
What could possibly go wrong?
How many times did you look at the amount? Like that couldn’t be what I think I read.
Congratulations 🎉
Love when folks come here to brag like they won the lotto
Yeah if you’re excited about that you shouldn’t use it.
It dont matter how much you are approved for, just spend what ever you can afford to pay off before your statement is due.
Pay the card off in full every month and don’t worry about the APR
When I was starting out, credit limit and apr was not a priority at all.
Be careful about spending beyond your means!
Apr shouldn’t matter, pay off your card or get rid of it
This makes sense. One you start to establish credit history and show you have stable income, card companies want to get in the ground floor and monopolize your credit so that theirs is the one card you use on a regular basis.
Spend spend !!