The Charles Schwab credit cards’ elevated SUB offers are back

https://www.schwab.com/credit-cards

Charles Schwab Investor: $300 statement credit for $1,000 spend in the first 3 months of card membership

Charles Schwab Platinum: 150,000 Membership Rewards points for $12,000 spend in the first 6 months of card membership

Looks like the people who guessed that the Schwab Plat would be going up to a $12k SUB spend requirement were right. Though, this is a guaranteed 150k MR compared to the regular Plat’s “Up To” 175k MR – the opportunity cost for going for the Schwab Plat directly is lower than ever.

The offers end on 7/8/2026.