Hi i recently get approved for an amex gold card and i want to buy in other places to get the welcome offer but those place aren't restaurants or supermarkets, one store i used to go have a lot kind of gift cards (gas stations, memberships, etc.), I would like to know from other who have it if this trick could work to get the 4x points
Can I buy gift cards as a way to get x4 points in supermarkets for the amex gold card?
byu/fanatics_runner inCreditCards
Posted by fanatics_runner
5 Comments
Yes
Though a bunch of perfectly even purchases might look weird. Maybe do it with your normal grocery spending.
Also with what you’re getting from the welcome offer, 1x from non category spend is ok.
Search this sub for “manufactured spend.”
Occasional gift card spend won’t raise any eyebrows. But if you’re doing it constantly then it could land you in trouble. That’s one way people game the system.
Using gift card spending to meet a bonus is risky and recommended against. Amex frequently gets L3 data so can see the line items of what you buy, and they have a reputation for clawing back SUBs when significant gift card spend is part of meeting the SUB.
If you’re going to do it, you should be aware that your bonus may be forfeit if they detect it.
Buying a prepaid Visa card is more risky than a store card like one for Home Depot.
I’ve purchased gift cards many times to get fuel points with Kroger. but I try to finish earning the SUB first so I don’t raise eyebrows at my credit card company.