Please help. What is going to happen to my payments?

Hello,

I owe a lot of money. Like over $80,000. I take home $1600 every two weeks from work.

My payments have been super low. Now I am reading my payments are going to drastically increase???

Can someone provide more information?

I’m mostly worried about this:

1. How much are my payments likely to be?

2. When will the payment amount increase?

3. If I can’t pay will they garnish my wages? I am in Texas and I’m not sure if they can do that.

Thanks so much for any info!