Background: My car was parked on the street last night and some drunk driver smashed into my car. This person was arrested and my car was towed. I reported the accident to my insurance and said I'd be filing with the other drivers insurance.
I was not given much information from the police except to reach out the next day and get a report so I can call their insurance and that the incident report would be available a few days later. When I went today the officer hadn't finished the report and to call back tonight. I tried calling and didn't get anywhere since there was no desk officer.
Is this acceptable? Do I have a time frame I need to open a claim with the other drivers insurance? Should I drove down to the station at 8pm for the report so I can contact the other drivers insurance? Not like that call can be made until Monday morning anyway.
What do I do next after a car accident
byu/AdministrativePut801 inInsurance
Posted by AdministrativePut801
1 Comment
You can make the claim today, tomorrow, next week, or next month. If you have the drunk driver’s insurance company’s info, no need to wait for the police report.
Understand that there could be serious issues with the other driver’s insurance too. Coverage issues, lack of cooperation from the insured, etc. Hit and run drunks tend not to have the best coverage and they don’t always cooperate with their carrier’s investigation. If you have issues with the drunk’s insurance, you may find going through yours and letting them worry about collecting through subrogation to be a better option.