I’ve been searching for this exact issue but I’m assuming it’s not as common…
Basically my father has an issue where he ignores important bills if they stress him out too much (I can’t even begin to explain this), so in short, he hasn’t logged in to access, look, at, or make any payments towards the parent plus loans he took out for me to go to college. I’ve been out of college for about 6 years now.
When I was fresh out of college I fully intended to pay his loans, but I could never get him to log in so we could set up payments. He always said he’s “too busy to worry about that.” I still can’t get him to til this day. I would estimate he has around $50k-60k in loans (I don’t know exactly how much because he used the refund checks for his personal bills instead of towards my education and housing, again, another issue but it is how it is).
At this point I know I can’t get him to log in or even talk about it, but curious if anyone else has seen this occur and has any insight on if my dad is completely screwed or not. I assume it’s in default at this point but he never brings it up. It doesn’t seem like his wages are garnished based on other things he does pay, and he also hasn’t paid taxes in like 10 years not sure if the government is just sitting on the issue(s) or something.
Parent refuses to check plus loans after 6 years
byu/thisisweird100 inStudentLoans
Posted by thisisweird100
6 Comments
Have you had a frank and direct conversation about this? Do t let him duck it, force the issue.
This is not your problem to solve.
You can try to have a heart to heart with him, but also, you aren’t legally responsible for those loans so if he really wants to ignore them, let him.
Your father is going to have a lot more stress from not paying loans or taxes. The government will eventually get him. They always do
I would do a search online about what happens when you don’t pay student loans. And about the importance of keeping track of your loans. And print it or send him a copy. let him read it himself. If he still refuses then you have done your part. Unfortunately if he has not been paying they might eventually get him
maybe he has logged in and found out the loan has tripled in amount due to interests. Sad because if he has always ignored it it means he is probably on a standard repayment plan instead of a good based on income plan like IBR. Ir may be already in default.