Hey all – so no insurance company will even quote me for coverage.
I had 2 cars north side San Antonio texas totaled out in the last 3 years. One was shot up (kid was selling drugs and ran into my egress garage to avoid getting shot and they shot up my Honda fit). I bought it back, fixed the can bus harness that got clipped and drove it with holes in the side for another year.5 until I was tboned by a drunk driver. My next Honda fit was stolen from a completely different apartment complex and found a month later with some tweakers living out of it (blood and needles/heroin all through the dash with the airbags pulled out). I bought that one back after I settled and insurance dropped me/no other insurance would quote me due to too high of a liability. Drove it until it was hit parked at night in my parking spot and totaled (of course I didn't have insurance so pretty much woke up and it was just "get it towed and get over it". I'm just wondering what the heck my options are? I want to cover my vehicle to some extent/be in compliance but if no company can even give me a quote/timeline of "when" I may be able to be quoted I don't know my options.
I do have a catering company – one of my thoughts were that I could insure a vehicle as a business asset and whomever drives it is covered (myself included) but I was posting here to see if anyone else in the industry has some input or leads on where I should start.
Thanks for any advice!
How to get insurance when I'm too high of a liability (2 totaled cars in 3 years that I wasn't even around)?
byu/Remy1738-1738 inInsurance
Posted by Remy1738-1738