Monthly payment went up to over $800

I am very frustrated. I had to defer my payments due to unemployment and that expired on 5/5. I now have payments due again.

I used to pay around $230/mo. I tried to log in today to the federal student aid website, and saw that I’m now owing $880/mo. I got redirected to Mohela, where it now says it can’t even find my account to make a payment.

First of all, I can’t afford this. Second, how can they not find my account? I’m totaling just over $30k for what I owe in total. I’ve been bounced around service providers at least twice that I can remember.

I had qualified for the $20k in forgiveness under Biden but that got blocked days before it went into effect. I have credit cards, a car loan, all of it. I can’t pay this. I don’t want to pay this knowing where my money is going to. I’m trying not to lose my shit.

Is there anything I can even do? I never consented to an income driven plan or changed anything at all beyond having to defer payments.