CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Chase Preferred
* Amex Platinum
* Amex Gold Business
* Bilt Card
* FICO scores with source: 760
* Oldest credit card account age: 10 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 1
* Cards approved in the past 24 months: 1
* Annual income $: 150,000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: Yes
* Estimate average monthly spend in the categories below.
* Dining $: 2000
* Groceries $: 600
* Gas $: 600
* Travel $: 2000
* Using abroad?: No
* Other categories or stores: Phone, internet
* Other spend: Gym membership,netflix
* Pay rent by card? Yes, amount and fee: $2000, 0%
MEMBERSHIPS & SUBSCRIPTIONS
* Amazon Prime member: Yes
* Disney bundle subscriber: Yes
* Big bank customer: Chase
* Open to business cards: Yes
PURPOSE
* Purpose of next card: Travel Rewards
* Travel rewards preferences: Airline
* Cards being considered: Capitol One Venture X
Card Recommendation Request (Template Used)- Looking to add 1 or 2 more cards
byu/DrToothHealer inCreditCards
Posted by DrToothHealer
1 Comment
Your spend looks solid for maximizing rewards. With that dining and travel budget you’re definitely leaving points on table somewhere.
The Venture X makes sense for your profile but check if you can handle another pull with Chase first – maybe look at their travel cards since you’re already in ecosystem. Your 5/24 status should be good with only 1 card per year recently.
Business cards might be worth considering too since you’re open to them and they usually don’t count against personal limits. Just watch out for annual fees stacking up with what you already have.