Im moving away from Chase….I presently have the CSP and Freedom Flex….total credit with those who cards is like $15k….I know closed accounts age for 10 years on your report, so no concern there but im curious how total credit line makes a difference when lenders are looking to give you new cards.
Right now my income is $150kish and I have a total credit limit of around $140k….would these stats make other lenders im interested in consider not giving me a card as they see i have so much available credit i dont use? I spend probably $4k – $5k a month in total, so my utilization is always super low
I basically have a lot of cards I dont use / dont plan to use and am wondering if ill eventually hit a wall with lenders when they see i have $140k in limits already
How much do lenders care about total line if credit
byu/LectureForsaken6782 inCreditCards
Posted by LectureForsaken6782