Should I refinance my loans?

I am currently in $43,880 in student debt, and I'm not even close to getting my bachelor's degree.

For context, I am still in school, and am making interest payments on my personal loans, and applying for FAFSA every year. I just finished my 3rd year of school. I have tried getting into nursing programs multiple times, and have had to take on a minor to continue my schooling so i don't accrue actual interest on my federal. Nursing is what I am driven to do. My personal loans range from 4.75% to 9.75%, and my federal ranges from 5.5% to 6.55%. It's not great, but it's not the worst either.

I am auto-paying $100 a month to one personal loaner, and pay another $100 to the other personal loaner. I also have a car loan payment of $210 a month as well.

I am working 2 part-time jobs and live rent free with my parents, but I feel sick to my stomach thinking about this. I barely make $1,000 a month with being a full time student. I am gonna try to work as many hours as I can for the next 3 months, but I already know this won't even make a scratch on my loans. I feel stuck. I have tried getting scholarships and grants, but so far I have gotten nothing.

Should I risk my credit score and refinance?