Most chains are great at value transfer, but real-world commerce usually needs more than transfer: escrow, milestone release, deposits, refunds, delivery windows, buyer approval, and dispute handling.
A simple payment is objective. A marketplace transaction is usually conditional.
Typical approaches seem to be:
- centralized escrow provider
- multisig with coordination overhead
- app-level smart contracts
- off-chain terms plus on-chain settlement
But for actual commerce, escrow is not a niche feature — it is the trust layer.
Curious how people here think about the design tradeoff: should escrow/agreement flows live closer to the protocol/application standard layer, or is this always better handled at the app layer?
Why don’t more blockchains treat escrow/agreement flows as first-class primitives?
byu/XRPresso_io inCryptoTechnology
Posted by XRPresso_io