The American housing market is broken—and 3 years in, it’s starting to look permanent
https://fortune.com/2026/05/11/housing-market-april-inflation-fears-mortgage-rates-inventory-squeeze/
Posted by lurker_bee
The American housing market is broken—and 3 years in, it’s starting to look permanent
https://fortune.com/2026/05/11/housing-market-april-inflation-fears-mortgage-rates-inventory-squeeze/
Posted by lurker_bee
3 Comments
Definancialize housing by making it a basic economic right.
The problem is, the Fed using monetary policy has been manipulating price discovery in real estate markets by using newly created money to buy mortgages, driving interest rates lower. That drove house prices higher.
The underlying cause is “unconventional monetary policy” and its “yield curve control”. That is federal intervention in price discovery in debt markets, ending free markets.
The thing is, if they print forever, that’s a Ponzi, and if they don’t, something budgetary is going to come to a head.
3 years in? It’s been broken for like 30 years at least.
Necessities such as housing should have never been allowed to become speculative investments. Maybe there should be a maximum value to homes. If you want to put a solid gold bathtub in it, then so be it but the value ain’t changing, you can’t sell it for more or claim more on your taxes or get more back on insurance if it burns down.