I have been in debt for years and am finally getting closer to getting out (only about $8k left to go). A balance transfer credit card with no intro APR would be a huge help for me. I applied for one in January and was declined.

    Since then, my FICO Experian credit score has crossed 700, up about 40-50 points (I'm young, so my credit score fluctuates and really jumps once I pay things off.) Do you think enough time has passed for me to apply for another balance transfer card? I don't want too many hard credit pulls on my account.

    Just wondering what best practices are. Thanks!

    How long to wait to apply for another credit card given my situation?
    byu/potholepapi inCreditCards



    Posted by potholepapi

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