Title says it all. I got off the save limbo last summer; and my recert is the end of August.
I gave consent to pull taxes yearly. I got an email recently that they were unable to pull that information, and that I needed to manually recertify ASAP.
What is going on with this? I don’t want to submit alternative documentation, because that will make my payment higher. I want them to use my most recently filed tax return, which they should be doing.
Am I going to be able to do this online? The implication is I’m going to need to submit pay stubs or something dated within 60 days, which seems unbelievably unfair because I should be able to use 2025 tax return.
Any advice or path forward?
IBR Recertification. Has anyone figured out why they can’t automatically do it (I gave consent), and why I got an urgent email to recertify 4 months early?
byu/Impressive-Peak-6596 inStudentLoans
Posted by Impressive-Peak-6596
1 Comment
I’ve noticed many people chase high returns (15–20%) but ignore the math behind early savings.
Here’s a breakdown showing why consistent 12% beats chasing 20% in the first 5 years.
What do you think — is savings more powerful than chasing returns?
[Video link as proof]