Hi all! Now that it's been right at a year since starting my LLC and I have reasonable projections for revenue (and with it personal income), I'm looking at starting my business credit journey for cash flow reasons.

    Current Personal Cards:

    Colony Bank Platinum Visa (Elan), opened December 2021 with $1,500 SL

    PayPal Credit (Synchrony), opened December 2022 with $2,000 SL

    Wells Fargo Autograph, opened December 2025 with $2,500 SL

    Oldest Account Age: 4 years 5 months

    Chase 5/24: 1/24

    Current scores with sources:
    EX (direct): 739
    TU (C1 CreditWise): 751
    EQ (MyFICO): 766

    Income: $20,000 projected with $8,500 of that being from the LLC.

    Average Monthly Spend:

    Dining: $550

    Gas: variable, averages max of $100 on months I travel frequently.

    Groceries: $150

    Purpose of next card is to have a dedicated card for my LLC for business purchases, such as hardware for IT jobs or personal computer systems I build and sell as supplemental income for the business.

    I have been interested in the new US Bank Business Prime Card. I have also considered the Chase Ink Business Cash and C1 Spark 1.5% or 2% cards.

    The only category that would be important for my use is fuel, mostly because I use my personal vehicle when making trips to purchase hardware in person.

    Additional Info: I ran the pre-approval tool on C1 website using my business EIN and personal SSN and it showed pre-approved offers for spark 1.5% and 2% and then the venture business cards.

    Business Credit Card Recommendations for Single Member LLC
    byu/Techwiz34 inCreditCards



    Posted by Techwiz34

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