I was involved in a bumper accident. We were all merging into the instate. The person in front of me hit her brakes as I was looking left to merge, I glanced forward and she had hit her brakes and I hit mine but we were all too close and I ran into her hind end on the right side. I gave her what I thought was my insurance but come to find out my policy had been cancelled, any emails they sent me went to spam and auto deleted so I didn’t get any and am paperless. If I have to pay out of pocket, do I work it out with her insurance or pay her? I’d rather pay her insurance after the cover her car to avoid getting scammed at all costs I’m a young college kid who has unreliable parents who can’t help and I’m looking for advice. She is saying her car was totaled so i asked for a report from her mechanic/insurance and she doesn’t have it yet
Posted by yapyapyap207
2 Comments
i might be tempted to file your own claim against her insurance to get this claim moving a little. Who knows they might assign a % liability to her, too.
You’ll be on the hook with their insurance company 😩 If it’s totaled, it was hit pretty hard or they have an old car. What kind of car was it? Who’s name is your car in? Do you live at home (asking because you’re in college) You probably should’ve been on your parents policy depending on your age/residence.