Every year around ITR season I waste 30 minutes trying to figure out whether old or new tax regime saves me more money.
CA friends are busy. The official IT portal is a maze. ClearTax wants you to create an account.
Just found moneycal.in/calculators/income-tax-calculator — plug in your income and deductions, and it instantly shows your liability under both regimes side by side. No login, no app download, completely free.
For FY 2025-26 this is especially useful since the new regime got revamped — zero tax up to ₹12L now, but old regime still wins if you have heavy 80C/HRA/home loan deductions.
Took me under 2 minutes. Sharing in case anyone else was procrastinating on this like me.
free Indian income tax calculator that doesn't require me to sign up or install anything. Old vs New regime comparison in seconds.
byu/moneycal_in intax
Posted by moneycal_in