My mom died 9/18/25 and I’m the administrator of her estate. I’m trying to file her final individual tax return through FreeTaxUSA. However, I’m questioning how to handle form 1098 from her mortgage lender. We’re going through probate and I’m hoping to keep her house for myself. The mortgage was still paid monthly through the end of 2025.
Should I include the exact amounts from the 1098 on her final tax return? Or should I use the payment history to calculate what was paid through date of death and only include that amount? I assume if the latter is correct, then the remaining balance from the 1098 would be reported on the estate tax return.
Posted by ember-9