We've always filed jointly but this year it seems like it may be better to file separately.

    I worked a lot of overtime this past year because she was staying home with our new baby. She didn't work at all last year.

    Based off our 2024 income, her student loans alone wanted over $850 a month but using an Income Based Repayment plan, we can lower that much, much lower if we go Married, Filing Separately.

    So my question is, which would benefit us best as far as claiming the dependents? She had zero income last year and I made over $160k if that matters.

    Is it better for my wife (not working) or myself to claim the dependants?
    byu/Exrian intax



    Posted by Exrian

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