Current cards: (list cards, limits, opening date)
• Discover It Student $1,370 limit, Jul 2025
• Capital One Venture One $5,000 limit, Mar 2026
• FICO Score: e.g. 746
• Oldest account age: e.g. 9 months
• Chase 5/24 status: 0/24
• Income: e.g. $20,000-30,000
• Open to Business Cards: e.g. No
• What's the purpose of your next card? e.g. Travel and or Cashback. I am planning on studying abroad this summer (May-Jul) and I will have $20,000 in scholarships. I’m trying to find the best SUB as well as travel card. I go home about 5 times a year by flight, round trip they range from $200-$500.
• Do you have any cards you've been looking at? e.g. Chase Sapphire Preferred
• Are you OK with category spending or do you want a general spending card?
Ok but also need a general spending card.
Posted by curtain_pulp
1 Comment
You’re in a good position already. For studying abroad, focus on no foreign transaction fees and a solid bonus. The CSP is a good option if you can get approved and meet the spending requirement, but that’s not certain given your history. If not, choose a no-annual-fee travel or cashback card for simplicity. Your VentureOne already provides a lot of benefits.