I had a 500$ Deposit on a secured credit card from BofA which the title suggest.
It’s my 1st time opening my own card I do have AU status on a few of my parents credit cards.
I read on here that if you call BofA after 6 months they can manually review your card for Graduation is that true ?
I opened a Secured Credit Card with BofA 9 months ago
byu/Mike_191739 inCreditCards
Posted by Mike_191739
1 Comment
yeah you can definitely call them and ask for a product change review after 6 months, they’ll look at your payment history and usage patterns. i did same thing with my first secured card few years back and got approved for graduation around 8 month mark
just make sure you’ve been keeping utilization low and never missed payments – they’re pretty strict about that stuff