SCRA Credit Card Fee Waivers for Spouses

I know the letter of the law means that SCRA only applies to the AD service member but does anyone have anecdotal datapoints of it it applies to spouses (just like the MLA doesn’t waive annual fees but some financial institutions offer that anyways)? I’m asking specifically for credit cards that were opened as a spouse prior to marriage with the AD service member. I have cards from US Bank, Citi, and CapOne, and Chase with big fees coming up and would rather not have to cancel and reapply for the card. People on Reddit have said chase doesn’t waive it, but wondering about the other issuers. Thanks!